Home loans advice & refinancing, Geelong

Dipping your toe into the real-estate market is expensive, and you don’t want to make a costly mistake that can have lasting consequences. Community Chapman Welsh’s mortgage advisors and brokers are here to help with tailored home loan advice and assistance on your journey to achieving property ownership.

It’s all about getting the right mortgage advice and information so your financial plan is strong before you make a bid for a block of land, a house or a commercial property. And it’s about securing quality loans that are a custom fit for your circumstances.

No matter what sort of mortgage you are after, we’ll work with you, discuss your financial situation, goals, plans and needs and determine a realistic amount you can borrow. While property ownership is a great opportunity and investment, our mortgage advisors will help you make sure it’s the right decision for you.

From calculating your borrowing capacity and deposit size to setting an achievable budget and sourcing a great loan, we’re the team to trust during your property journey.

Our home loans advisory service and mortgage brokers can help with:

• Home loans, for first-home buyers, families looking for more room and retirees wanting to downsize. Our brokers have access to superior products from a wide pool of leading lenders;
• Property as investment, which is a key part of many wealth creation plans. We provide investment property advice and planning in areas including funding options, budgeting and tax minimising strategies. We’ll help you identify and secure loan options that meet your goals, helping you to grow your residential or commercial property portfolio;
• Construction loans and owner builder loans, which provide flexibility and quality features that are a custom fit for you during construction and its aftermath. Whether you are an owner builder or have builders handling the project on your behalf, you’ll be able to draw down on your construction loan in set stages of the build. With these loans, you pay interest on the amount you draw down, rather than the total loan; and
• Refinancing home loans services, to build a stronger financial future. From refinancing home loans and mortgages for a better deal to funding renovations or consolidating debt, we’ll provide quality advice to help you achieve savings and grow your wealth through restructure.

At Community Chapman Welsh, we’re your one-stop-shop when it comes to a wide variety of home loans and refinancing services. From expert advice to great mortgage products, we’ve got you covered. Contact our team for more information.

We also provide expert financial advice in areas including child education planning advice planning and Centrelink assistance in Geelong.